AfterDark,
DO yourself a favor and get a fixed radio with an antenna. The handhelds are good, but batteries die, you're limited in range due to antenna height, and they don't put out as much power as the fixed units. You may not need the power for range, but to punch through some of the other background chatter and static, especially if you're in trouble.
I have a fixed radio (Standard Horizon) on the boat and a handheld ICOM (older model). But this model allows me to disconnect the rubber antenna, put on an adapter and plug in my boat antenna for added range.
Besides it could be tough holding the radio in one hand while driving with the other while drinking your coffee while keeping warm...
Be safe.
Capt Tom
PS On your cc, it may be hard to hear any radio. Hook up an external speaker and plug it into the back of the fixed radio (most have a plug for such use). Install an on/off switch so ou can use the speaker when needed.